RBI License: MH-730-P10/12/1986 Co-op. Reg. No. : 30797 Dt. 05/08/1961

How to open Account

How to open account with us :

  1. Go through Banking Services details on our website to choose account type you wish to open. Understanding the purpose and reason for a bank account can help you organize your finances better.Determine what services are important to you – low prices, SMS Banking, Customer service by phone, how close the branch is to your home or business.
  2. Gather all required documents for your select account as per mention in banking services section on the website.
  3. Select your nearest branch from our contact us or branch network section on the website.
  4. Download your selected account opening form from download section on the website.
  5. Fill up above document neatly, send this with necessary documents to nearest branch
    Go to the bank, fill out an application and provide the bank with money with which to open the account.
    You will be given an account number. You will also be given a book of checks if you decide to open a checking account.
    or
    In person: you can always head down to the bank to speak with a teller or personal banker.
    An advantage of opening a bank account in person is that you can ask the teller all of your questions and get immediate answers. Because you can sign all the papers on the spot, the process of opening an account is also speedier in person.
  6. Always keep all the updates & communication with your bank.

  • A) Identity Proof : (any one of the following)

    i) Passportv) Identity card issued by the employer (subject to Bank's satisfaction)
    ii) PAN Cardvi) Photo Credit Card
    iii) Voters Identity Cardvii) Letter from a Gazetted officer verifying the identity and attesting photograph and address.
    iv) Driving License 
  • B) Proof of current address: (any one of the following)

    i) Telephone billv) Bank account statement
    ii) Electricity billvi) Letter from employer (subject to Bank’s Satisfaction)
    iii) Gas connection receiptvii) Any document which provides current address information (subject to Bank’s satisfaction)
    iv) Ration Card 
  • C) Recent Photograph (passport size)

    Please find given below documents to be submitted while opening various type of deposit accounts

  • Documents required (For Individuals)Photograph

    PhotographAddress proof
    Identity Proof-(Pan Card, Passport, Senior Citizen Card)Introduction is must
    Completion of formInitial deposit in cash
    Completion of slip bookA/c no: is either Computer generated or manually given.
    Computerised passbook
  • Photographs of all the partners

    Photographs of all the partnersPartnership deed – duly registered
    Address proof of all the partnersStamp of the firm
    Identity Proof--(Pan Card, Passport, Senior Citizen Card)Completion of form
    Introduction is must (usually from a current a/c holder)Initial deposit in cash
    Completion of slip book
  • Documents required (Trust,Clubs Association)

    Photographs of all the partnersPartnership deed – duly registered
    Address proof of all the partnersStamp of the firm
    Identity Proof--(Pan Card, Passport, Senior Citizen Card)Completion of form
    Introduction is must (usually from a current a/c holder)Initial deposit in cash
    Completion of slip book

Questions to ask

The following questions MUST be answered before you give your money away.

  1. Is there a monthly fee for maintaining this account? If so, what is it?
  2. Is there a minimum balance that I must keep within this account? If so, what is it? And what sorts of fees apply if I go under that limit?
  3. What is the interest rate?
  4. Is the account for which I’m applying insured?
  5. Is there a limit to the amount of transactions (deposits/withdrawals, check writing, other additional facilities uses) I have per month? If so, how many do I get of each? What sorts of fees apply if I go over my limit?
  6. Where can I withdraw or deposit cash without paying any fees?
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