RBI License: MH-730-P10/12/1986 Co-op. Reg. No. : 30797 Dt. 05/08/1961

Interest Rate

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Rate Applicable From 1st June 2020

Deposit Interest Rate Chart

Sr. No.   ParticularsCommon (Interest Rate p.a)For Senior Citizen / Army /Kanya
Interest Rates p.a
115 to 45 days4.25 %4.25 %
246 to 90 days4.25 %4.25 %
391 to 180 days5.00 %5.00 %
4181 to 364 days5.50 %5.50 %
51 to 2 years6.25 %6.75 %
62 to 3 years6.30%6.80%
73 to 5 years6.50%7.00%
85 years above6.25%6.75%

Loan Interest Rate Chart

Sr. No.Type of LoanInterest Rates % (p.a)Rebate%(t&c)
1Hypothication/Cash Credit12.50%
2Hire-Purchase13.00%1%
3Gold Loan10.00%1%
4Gold Loan CC12.50%-
5Personal Loan13.00%-
6Shop Purchase11.50%1%
7Housing Loan (New)9.50%0.50%
8Housing (Repairing)10.95%0
9Term Loan (Mortgage)11.50%1%
Term Loan (Without Mortgage)12.00%-
10Educational Loan12.00%1%
11Secured Loan Against Property12.50%1%
12Working Capital11.50%2%
13Advance Against Lease12.50%2%
14Agriculture & Allied Activities12.50%-

Savings Interest Rate Chart

Sr. No.Savings AccountInterest Rates % (p.a)
1Saving3.50%
2Yuva Saving5.00%

Recurring Deposit Interest Rate Chart

Sr. No.Reccuring DepositCommon For Senior Citizen / Army /Kanya
Interest Rates p.a
112 to 23 Months6.25%6.75%
224 to 35 Months6.30%6.80%
336 Months and Above6.30%6.80%
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