Sr.no | Particulares | Amount + (Exclusive GST) |
1 | Loan Service Charges (clean Cash Credit) | for cash credit loan |
Upto Rs 10000/- is Rs 6/- |
Rs 10001/- and above Rs 12/- |
2 | Gold Loan | Upto 50000/- is Rs 12/- |
Rs 50001/- to 100000/- Rs 24/- |
Rs 100001/- to 200000/- is Rs 36/- |
Rs 200001/- TO 500000/- is Rs 48/- |
Rs 500001/- and Above Rs 60/- |
3 | All Other Loan (Excluding (Bank Own FDR)Adv Ag FDR/OD/RD) | Minimum Rs 30/- |
For Rs 1000/- Rs 1.20/- |
Maximum Rs 600/- |
4 | DD /PAY ORDER COMMISSION |
a | IBC/OBC | Upto Rs 1000/- is Rs 12/- |
Rs 1001/- to 2500/- is Rs 18/- |
Rs 2501/- to Rs 5000/- is Rs 30/- |
Rs 5001/- to 10000/- is Rs 36/- |
Rs 10,001/- and above per 1000/- is Rs 3.00/- maximum Rs 2000/- |
Additional Postal Charges should be taken under- 'Postage and Telegram |
b | HDFC BANK D D / PAY ORDER | Rs. 1.00/- per Rs. 1000/- |
Minimum Rs 12/- and Maximum Rs 3000/- |
5 | Solvency certificate | Upto 5 Lacs Rs.600/- Above 5 Lacs to 25 Lacs s. 890/- Above 25 Lacs to rs. 50 Lacs Rs.1180/- Above Rs. 50 Lacs to 100Lacs Rs 1770/- Above 100LAcs Rs. 3000/- |
minimum Rs 300/- per copy Maximum Rs 3000/- per copy |
6 | Bank Guarantee(ag.Own Fdr) | minimum Rs 590/- per Year Rs. 1.80% per annum for per hundereds maximum Rs 3000/- |
7 | Minimum Balance Charges |
a | Saving Account | without cheque book minimum Rs 500/-with Cheque book minimum Rs 1000/- |
| Rs 60/- (quarterly) |
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b | Current Account | minimum amount Rs 2000/- Rs 120/-(Quarterly) |
8 | Account Closing Charges |
a | Saving Account | Rs 180/-(before 6 months) Rs 120/- (ahead) |
b | Current Account | Rs 240/- |
9 | Duplicate Passbook Charges (under 'Printing and Stationary a/c') | Rs 120/- |
10 | Duplicate Statement charges (under 'Printing and Stationary a/c') | Rs 18/-per page |
11 | Processing Fee |
a | For Gold Loan, Loan on Fixed Deposit, Loan on National Saving Certificate, Loan on Short term deposit | No Processing Fee |
b | Vehicle Loans | 1] 0.60% on sanctioned Loan |
2] Minimum Rs 600/- |
3] Maximum Rs 6000/- |
c | Other Loans | 1] 1.20% on sanctioned Loan |
2] Minimum Rs 600/- |
3] Maximum Rs 11800/- |
d | Renewal | 1] 0.30% on sanctioned Loan |
2] Minimum Rs 120/- |
3] Maximum Rs 6000/- |
12 | Loan Sanction / Disbursement Visit Charges | Above Lacs Rs. 300/-(quarterly) |
13 | Cheque Book Issue Charges |
| Savings, Current and Loan Accounts(under Printing and Stationary a/c) | Micr cheque Rs 3.50/- per cheque for finance Rs 35/- per cheque |
Unused cheque charges at the time of closure | Rs.12/- per instruments |
14 | Cheque/ECS Return Charges | Outword Clearing Rs 60/- |
Inward Clearing Rs 250/- |
15 | Cheque/ECS Return Charges (under other income a/c) | Per Cheque Rs 60/- |
16 | ECS CHARGES | Per ECS Rs 6/- |
17 | Inward ECS Mandate | Rs.60/-per instance |
18 | CTS/NACH Processing charges per instrument | Outward Rs. 1.20/- Inward Rs. 2.40/- |
19 | Locker Operate Charges/ Annual charges depends upon Locker Size | Operating Charges in Rupees (annual) |
| a. 500/- | 35/- |
| b. 700/- | 50/- |
| c. 1000/- | 70/- |
| d. 1500/- | 105/- |
| e. 2000/- | 140/- |
| f. 4000/- | 285/- |
| g. 5000/- | 355/- |
20 | Old Records information |
before 12 months | ---- |
13 to 60 months | 250/- |
60 months and Above | Mininum Rs 360/- maximum Rs 900/- |
21 | locker break open charges in case of lost of key / Non Payment of rent (Other than company charges) | Rs. 900/- |
22 | Change of mode of operation / Standing Instruction | Rs.120/- |
23 | Non-operative Account per year -Saving Account (No transaction other than interest between two years) | Rs.130/- |
24 | Non-operative Account per year -Current Account | Rs. 70/- Every year |
25 | Cash handling charges |
a | Saving | No charges upto Rs. 1 Lakh .Above 1 Lakh (In single day) Rs.1.20 /-per Packet(No. 100) |
b | Current a/c | No charges upto Rs. 2 Lakh. Above 1 Lakh (In single day) Rs.2 .40/-per Packet(No. 100) |
26 | SMS charges |
a | Saving Account | Rs.18/- (quarterly) |
b | Current Account | Rs.30/- (quarterly) |
27 | D.D. Stop payment / Dulicate / Revalidation / Cancellation | Rs.120/-(Other bank charges) |
28 | Noc / Signature Verification charges | Rs.120/- |
29 | Government challan | Rs.120/- |
30 | IMPS (Outward)charges | Rs.12/- |
31 | RTGS / NEFT | Nil |
| Upto Rs. 10000/- | Nil |
| Rs.10001/- to 100000/- | Nil |
| Rs.100001/- to 200000/- | Nil |
| Rs.200001/- to 500000/- | Nil |
| Above Rs. 500000/- | Nil |
32 | ATM / Debit Card charges | |
a | Loss / damage Reissue | Rs.180/- |
b | New issue ( new customer_) / replacement | |
c | Yearly service chatges | Rs.150/- |
d | Pin Re issue | Rs.60/- |
33 | Custody Charges for gold Loan | Rs. 0.14% per Month |
34 | Tc Charges | Rs.120/- (for 2wheelers) Rs.240/-(for 3 Wheelers) Rs.360/-(for 4 Wheelers) |
35 | Duplicate noc charges(Loan) | Rs.300/- |
36 | Duplicate FDR Receipt Charges | Rs.120/- |
37 | Recurring deposit(delay of Installment) | Rs.2.40 per month/ inst. per hundred Advance installment can be adjusted towoards default. |
38 | Loan Application Form | Rs.60/- per form(Excluding Gold loan, Ad. Ag. Deposit) |
39 | Defaulters notice charges | |
i | Ist notice | Borrower +Gaurantor each person Rs.90/- |
ii | 2nd notice | Borrower +Gaurantor each person Rs.120/- |
iii | 3rd Notice | Borrower +Gaurantor each person Rs.150/- |
iV | 4th And Subsequent notice | Borrower +Gaurantor each person Rs.180/- |
v | Gold Auction notice | Borrower Rs.90/- |
vi | Demand Notice issued by SRO | Borrower +Gaurantor each person Rs.300/- |
vii | Notice issue u/s 13(2) of SARFAESI Act | Borrower +Gaurantor each person Rs.1800/- |
40 | Visit charges per visit to borrower for recovery purpose | Rs.300/- |
41 | Reconveyance (Release Deed) Charges | Rs.600/-(At The time of a/c closing) |
42 | Sezing Charges | |
i | Two Wheelers | Rs.600/- |
ii | Three Wheelers | Rs.1200/- |
iii | Four Wheelers | Rs.1200/- |
iv | Heavy Vehicle | Rs.1800/- |
v | In Case if Cranes | Rs.1200/-and Actual Outsourcing |
43 | Account operation through power of Attorny | Rs.120/-(on Every Change) |
44 | CERSAI Charges | Rs.180 /-Per Entry |
45 | CIBIL Charges | |
i | Individuals | Rs.300/-Per Report |
ii | Commercial(other Than individuals) | Rs.600/-Per Report |