RBI License: MH-730-P10/12/1986 Co-op. Reg. No. : 30797 Dt. 05/08/1961

Service Charges

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Sr.No.ParticularsService charges (including service tax) - QuarterlyRevised Service charges (including service tax) - Quarterly
1Service Charges (Bank charges) for Loan AccountFor Cash Credit Loan upto Rs. 10000/- is Rs 5/- Rs 10001/- and above is Rs. 10/-For Cash Credit Loan upto Rs. 10000/- is Rs 5. Rs 10001/- and above is Rs. 10/-
For Gold Loans upto Rs. 50000/- is Rs 10/- Rs 50000/- to Rs. 100000/- is Rs 20/- Rs. 100001/- and above is Rs. 30/-For Gold Loans upto Rs. 50000/- is Rs 10/- Rs 50001/- to Rs. 100000/- is Rs 20/- Rs. 100001/- to Rs. 2 lacs/-is Rs 30/-Rs. 200001/- to Rs. 5 lacs/-is Rs 40/- and above is Rs. 50/-
2Service charges for all other Loan AccountsMinimum Rs 20/-
For Rs 1000/- Rs 1/-Maximum Rs 400/-
Minimum Rs 25/- for Rs 1000/- Rs 1/-Maximum Rs 500/-

Sr.NoParticulars Service charges (including service tax) - Quarterly
Draft Commission
AAccording to M A Scheme, Outstation clearing cheques is included with Kotak Bank Commission RateRs 10/- upto to Rs 1000/-
Rs 1001/- to Rs 2500/-Upto Rs 15/-
Rs 2501/- to Rs 5000/-Upto Rs 25/-
Rs 5001/- to Rs 10000/-Upto Rs 30/-
Rs. 10001 and above Rs 2.50 /- per Rs. 1000 upto maximum Rs. 1700/-
Additional Postal Charges should be taken under- 'Postage and Telegram' .
BHDFC BankRs. 0.80 paise per Rs. 1000/- (for Transfer) Minimum Rs 15/-
Rs. 2.00 per Rs 1000 (for cash)
CPay OrderRs 15/-for upto Rs 20000/-
Per Rs. 1000 Rs. 0.70 Minimum Rs.15/-
DD.D., Stop Payment / Duplicate, Revalidation, CancellationRs 70/- + Other Bank Charges
ENOC Charges/Sign CheckingRs 70/-
FRTGS/NEFT charges(As per RBI Rules)Rs 3/- for upto Rs 10000/- Rs 6/- from Rs. 10001/- to Rs 1 lakhs Rs 17/- from Rs 100001/- to Rs 2 lakhs Rs 29/- from Rs 200001/- to Rs 5 lakhs Rs 56/- for Rs 5 Lakhs and Above
GGovernment Taxes (Tax Chalan)Rs 70/-
4Solvency certificateminimum Rs 110/- per copy maximun Rs 2200/- per copy
Rs 1/- for Per Rs 1000/-
5Bank Guaranteemanimum Rs 330/- per Year
Rs. 1.50% per annum for per hundereds
maximum Rs 1100/-
6Service charges for Saving Account below minimum balance
Hwith Cheque Book-Minimum amount Rs 300/-
201 to 300 -rate 30
101 to 200 -rate 25
51 to 100 -rate 20
1 to 50 -rate 15
ICurrent Account below minimum balanceRs 70 /- Qly
1Account closing charges
JSaving Account closureRs 135 /- on or before 6 months Rs.70/- ahead
Current AccountRs 135 /-
8Duplicate Passbook Charges (under 'Printing and Stationary a/c')Rs 70/-
9Duplicate Statement charges (under 'Printing and Stationary a/c')Rs 15/- per page
10Processing Fee
KFor Gold Loan, Loan on Fixed Deposit, Loan on National Saving Certificate, Loan on Short term depositNo Processing Fee
LOther Loans1] 1% on sanctioned Loan
2] Minimum Rs 220/-
3] Maximum Rs 5000/-
Vehicle Loans1] 0.50% on sanctioned Loan
2] Minimum Rs 110/-
3] Maximum Rs 5000/-
Renewal1] 0.25% on sanctioned Loan
2] Minimum Rs 60/-
3] Maximum Rs 5000/-
11Cheque Book Issue Charges
Savings, Current and Loan AccountsMicr cheque Rs 3/- per cheque
(under Printing and Stationary a/c)For Finance Rs 30/- Per Cheque
Cheque/ECS Return Charges (under other income a/c)Outword Clearing Rs 30/- Inward Clearing Rs 70/-
Cheque Stop Payment ChargesPer Cheque Rs 40/-
ECS chaegesPer Cheque Rs 5/-
12Locker Operate Charges/ Annual charges depends upon Locker SizeOperating Charges in Rupees
Rs 500 /-30
Rs 700 /-40
Rs 1000 /-60
Rs 1500 /-90
Rs 2000 /-120
Rs 4000 /-240
Rs 5000/-300
13Old Records information for 12 months 13 to 60 months 60 months and Above- Rs 110/- Miminum Rs 220/- maximum Rs 550/-
14Locker Break-open charges / Charges other than company's charges550/-
15Changes in mode of operation50/-
16Standing Instructions55/-
17Satement On Mail55/-
18Non-Operative Saving Account per year (The account with only interest transaction and none other transactions in last two years )
19Cash Handling Charges
SavingsNo charges upto 1lakh.
Above 1lakh (per day) for each packet (100 rs note) re.1
Current SavingsNo charges upto 2 lakhs
Above 2lakh (per day) for each packet (100 rs note) rs.2
Savings Account (SMS Charges)rs. 15 half yearly
Current Account (SMS Charges)rs. 25 half yearly
ATM chargesRs 100 yearly
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