RBI License: MH-730-P10/12/1986 Co-op. Reg. No. : 30797 Dt. 05/08/1961

Interest Rate

  • Home
  • / Interest Rate

Rate Applicable From 1st January 2024

Deposit Interest Rate Chart

Sr. No.   ParticularsCommon (Interest Rate p.a)
115 to 45 Days4.00%
246 to 90 Days4.35%
391 to 180 Days4.75%
4181 to 364 Days5.25%
512 to 15 Months7.00%
6Above 15 Months to up to 24 Months7.75%
7Above 24 to 30 Months7.00%
8Above 30 to 36 Months7.25%
9Above 36 to 42 Months7.50%
10Above 42 to 48 Months7.50%
11Above 48 to 60 Months7.50%
1260 Months and Above7.50%

Rate Applicable From 1st May 2024

Loan Interest Rate Chart

SR.NOTYPE OF LOANINTEREST RATE
1KALPAWRUKSHA HOUSING LOAN8.5%
2HOUSING LOAN12%
3BUSINESS VEHICAL LOAN10%
4 KALPAWRUKSHA VEHICLE LOAN10%
5AGRICULTURE & ALLIED ACTIVITIES11%
6SECURED LOAN AG. PROPERTY13%
7 HYPOTHICATION10%
8 WORKING CAPITAL10%
9 C/C AGE PROPERTY11%
10KALPAWRUKSHA TERM LOAN11.5%
11Gold Loan9.95%
12Gold Loan(cash credit)9.95%
13AGRI AND ALLIED ACTIVITIES ADV. AG. GOLD9.45%
14PERSONAL LOAN14%
15 ADV.AG.NSC11%
16CASH CREDIT11%
17SHOP PURCHASE12%
18TERM LOAN15%
19HIRE PURCHASE11%
20ADVANCE AGAINST LEASE / RENT AGGREMENT12%
21KALPAWRUKSHA SOLAR SCHEME10%
22Advance Against FDR1% More than Deposite Interest Rate

Savings Interest Rate Chart

Sr. No.Savings AccountInterest Rates % (p.a)
1Saving2.80%
2Yuva Saving3.00%

Recurring Deposit Interest Rate Chart

Sr. No.Reccuring DepositCommon (Interest Rate p.a)
112 to 15 Months7.00%
2Above 15 to 24 Months7.75%
3Above 24 to 36 Months7.00%
4Above 36 to 48 Months7.50%
5Above 48 to 60 Months7.50%
660 Months and Above7.50%

Small Saving Interest Rate

Sr.NoParticulars Interest Rate
11 to 6 daysNo Interest
27 to 90 days0.25%
391 to 180 days0.50%
4181 to 365 days1.00%
5Above 366 days2.00%

Small Saving Commission

Sr. No.ParticularInterest Rate
1Small saving2.00%
2Other deposit0.15%
3Loan account0.15%
  • Term Deposit or Recurring for one year and above, interest rate for senior citizens (above 60) and Kanya(up to 10), Army & his family get 0.50% extra.
  • No interest for current Deposit. But in the case of a Deceased account Nominee get the interest from the date of death as per the applicable rate of saving deposit.