RBI License: MH-730-P10/12/1986 Co-op. Reg. No. : 30797 Dt. 05/08/1961

Interest Rate

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Rate Applicable From 1st January 2024

Deposit Interest Rate Chart

Above 15 Months to up to 24 Months   ParticularsCommon (Interest Rate p.a)
115 to 45 Days4.00%
246 to 90 Days4.35%
391 to 180 Days4.75%
4181 to 364 Days5.25%
512 to 15 Months7.00%
6Above 15 Months to up to 24 Months7.35%
7Above 24 to 30 Months7.00%
8Above 30 to 36 Months7.25%
9Above 36 to 42 Months7.50%
10Above 42 to 48 Months7.50%
11Above 48 to 60 Months7.50%
1260 Months and Above7.50%

Rate Applicable From 1st January 2023

Loan Interest Rate Chart

Sr. No.Type of LoanInterest Rates % (p.a)
1Housing Loan (New)8.25%
2Housing (Repairing)11.00%
3Gold Loan8.50%
4Gold Loan CC8.50%
5Agriculture & Allied Activities ag.Gold Loan 7/12 utara8.00%
6vehicle Loan(for commerical)9.50%
7vehicle Loan(for personal)8.50%
8personal Loan14.00%
9Agriculture & Allied Activities 10.00%
10Other Loan(cash credit)11.00%
11Secured Loan Against Property12.50%
shop-Purchase12.00%
12Working Capital and Hypothecation9.75%
13Term Loan (With Mortgage) 11.00%
Term Loan(without Mortgage up to 1 lakh)15.00%
14Hire-Purchase11.00%
15Advance Against Lease / Rent agreement 12.00%
16Educational Loan10.00%
17Advance Against FDR1% More than Deposite Interest Rate

Savings Interest Rate Chart

Sr. No.Savings AccountInterest Rates % (p.a)
1Saving2.80%
2Yuva Saving3.00%

Recurring Deposit Interest Rate Chart

Sr. No.Reccuring DepositCommon (Interest Rate p.a)
112 to 15 Months7.00%
2Above 15 to 24 Months7.35%
3Above 24 to 36 Months7.00%
4Above 36 to 48 Months7.50%
5Above 48 to 60 Months7.50%
660 Months and Above7.50%

Small Saving Interest Rate

Sr.NoParticulars Interest Rate
11 to 6 daysNo Interest
27 to 90 days0.25%
391 to 180 days0.50%
4181 to 365 days1.00%
5Above 366 days2.00%

Small Saving Commission

Sr. No.ParticularInterest Rate
1Small saving2.00%
2Other deposit0.15%
3Loan account0.15%
  • Term Deposit or Recurring for one year and above, interest rate for senior citizens (above 60) and Kanya(up to 10), Army & his family get 0.50% extra.
  • No interest for current Deposit. But in the case of a Deceased account Nominee get the interest from the date of death as per the applicable rate of saving deposit.