RBI License: MH-730-P10/12/1986 Co-op. Reg. No. : 30797 Dt. 05/08/1961

Service Charges

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SERVICE CHARGESRecommendations
Sr.noParticularesAmount + (Exclusive GST)
1Loan Service Charges (clean Cash Credit)for cash credit loan
Upto Rs 10000/- is Rs 6/-
Rs 10001/- and above Rs 12/-
2Gold LoanUpto 50000/- is Rs 12/-
Rs 50001/- to 100000/- Rs 24/-
Rs 100001/- to 200000/- is Rs 36/-
Rs 200001/- TO 500000/- is Rs 48/-
Rs 500001/- and Above Rs 60/-
3All Other Loan (Excluding (Bank Own FDR)Adv Ag FDR/OD/RD)Minimum Rs 30/-
For Rs 1000/- Rs 1.20/-
Maximum Rs 600/-
aIBC/OBCUpto Rs 1000/- is Rs 12/-
Rs 1001/- to 2500/- is Rs 18/-
Rs 2501/- to Rs 5000/- is Rs 30/-
Rs 5001/- to 10000/- is Rs 36/-
Rs 10,001/- and above per 1000/- is Rs 3.00/- maximum Rs 2000/-
Additional Postal Charges should be taken under- 'Postage and Telegram
bHDFC BANK D D / PAY ORDER Rs. 1.00/- per Rs. 1000/-
Minimum Rs 12/- and Maximum Rs 3000/-
5Solvency certificateUpto 5 Lacs Rs.600/- Above 5 Lacs to 25 Lacs s. 890/- Above 25 Lacs to rs. 50 Lacs Rs.1180/- Above Rs. 50 Lacs to 100Lacs Rs 1770/- Above 100LAcs Rs. 3000/-
minimum Rs 300/- per copy Maximum Rs 3000/- per copy
6 Bank Guarantee(ag.Own Fdr)minimum Rs 590/- per Year Rs. 1.80% per annum for per hundereds maximum Rs 3000/-
7Minimum Balance Charges
aSaving Account without cheque book minimum Rs 500/-with Cheque book minimum Rs 1000/-
Rs 60/- (quarterly)
bCurrent Accountminimum amount Rs 2000/- Rs 120/-(Quarterly)
8Account Closing Charges
aSaving Account Rs 180/-(before 6 months) Rs 120/- (ahead)
bCurrent AccountRs 240/-
9Duplicate Passbook Charges (under 'Printing and Stationary a/c')Rs 120/-
10Duplicate Statement charges (under 'Printing and Stationary a/c')Rs 18/-per page
11 Processing Fee
aFor Gold Loan, Loan on Fixed Deposit, Loan on National Saving Certificate, Loan on Short term depositNo Processing Fee
b Vehicle Loans 1] 0.60% on sanctioned Loan
2] Minimum Rs 600/-
3] Maximum Rs 6000/-
c Other Loans 1] 1.20% on sanctioned Loan
2] Minimum Rs 600/-
3] Maximum Rs 11800/-
d Renewal 1] 0.30% on sanctioned Loan
2] Minimum Rs 120/-
3] Maximum Rs 6000/-
12Loan Sanction / Disbursement Visit ChargesAbove Lacs Rs. 300/-(quarterly)
13 Cheque Book Issue Charges
Savings, Current and Loan Accounts(under Printing and Stationary a/c)Micr cheque Rs 3.50/- per cheque for finance Rs 35/- per cheque
Unused cheque charges at the time of closureRs.12/- per instruments
14Cheque/ECS Return Charges Outword Clearing Rs 60/-
Inward Clearing Rs 250/-
15 Cheque/ECS Return Charges (under other income a/c) Per Cheque Rs 60/-
17Inward ECS MandateRs.60/-per instance
18CTS/NACH Processing charges per instrumentOutward Rs. 1.20/- Inward Rs. 2.40/-
19 Locker Operate Charges/ Annual charges depends upon Locker SizeOperating Charges in Rupees (annual)
a. 500/-35/-
b. 700/-50/-
c. 1000/-70/-
d. 1500/-105/-
e. 2000/-140/-
f. 4000/-285/-
g. 5000/-355/-
20Old Records information
before 12 months----
13 to 60 months 250/-
60 months and AboveMininum Rs 360/- maximum Rs 900/-
21locker break open charges in case of lost of key / Non Payment of rent (Other than company charges)Rs. 900/-
22Change of mode of operation / Standing InstructionRs.120/-
23Non-operative Account per year -Saving Account (No transaction other than interest between two years)Rs.130/-
24Non-operative Account per year -Current Account Rs. 70/- Every year
25Cash handling charges
aSavingNo charges upto Rs. 1 Lakh .Above 1 Lakh (In single day) Rs.1.20 /-per Packet(No. 100)
bCurrent a/cNo charges upto Rs. 2 Lakh. Above 1 Lakh (In single day) Rs.2 .40/-per Packet(No. 100)
26SMS charges
aSaving Account Rs.18/- (quarterly)
bCurrent AccountRs.30/- (quarterly)
27D.D. Stop payment / Dulicate / Revalidation / CancellationRs.120/-(Other bank charges)
28Noc / Signature Verification chargesRs.120/-
29Government challanRs.120/-
30IMPS (Outward)chargesRs.12/-
Upto Rs. 10000/- Nil
Rs.10001/- to 100000/-Nil
Rs.100001/- to 200000/-Nil
Rs.200001/- to 500000/-Nil
Above Rs. 500000/-Nil
32ATM / Debit Card charges
aLoss / damage ReissueRs.180/-
bNew issue ( new customer_) / replacement
cYearly service chatgesRs.150/-
dPin Re issue Rs.60/-
33Custody Charges for gold LoanRs. 0.14% per Month
34Tc ChargesRs.120/- (for 2wheelers) Rs.240/-(for 3 Wheelers) Rs.360/-(for 4 Wheelers)
35Duplicate noc charges(Loan)Rs.300/-
36Duplicate FDR Receipt ChargesRs.120/-
37Recurring deposit(delay of Installment) Rs.2.40 per month/ inst. per hundred Advance installment can be adjusted towoards default.
38Loan Application FormRs.60/- per form(Excluding Gold loan, Ad. Ag. Deposit)
39Defaulters notice charges
iIst notice Borrower +Gaurantor each person Rs.90/-
ii2nd noticeBorrower +Gaurantor each person Rs.120/-
iii3rd Notice Borrower +Gaurantor each person Rs.150/-
iV4th And Subsequent noticeBorrower +Gaurantor each person Rs.180/-
vGold Auction notice Borrower Rs.90/-
viDemand Notice issued by SRO Borrower +Gaurantor each person Rs.300/-
viiNotice issue u/s 13(2) of SARFAESI ActBorrower +Gaurantor each person Rs.1800/-
40Visit charges per visit to borrower for recovery purposeRs.300/-
41Reconveyance (Release Deed) ChargesRs.600/-(At The time of a/c closing)
42Sezing Charges
iTwo WheelersRs.600/-
iiThree WheelersRs.1200/-
iiiFour WheelersRs.1200/-
ivHeavy VehicleRs.1800/-
vIn Case if CranesRs.1200/-and Actual Outsourcing
43Account operation through power of Attorny Rs.120/-(on Every Change)
44CERSAI ChargesRs.180 /-Per Entry
45CIBIL Charges
iIndividualsRs.300/-Per Report
iiCommercial(other Than individuals)Rs.600/-Per Report