| Amount +GST |
| All Other Loan (Excluding (Bank Own FDR)Adv Ag FDR/OD/RD) | for cash credit loan |
| Upto Rs 10000/- is Rs 5/- +GST |
| Rs 10001/- and above Rs 10/-+GST |
| Upto 50000/- is Rs 10/- + GST |
| Rs 50001/- to 100000/- Rs 20/- +GST |
| Rs 100001/- to 200000/- is Rs 30/- + GST |
| Rs 200001/- TO 500000/- is Rs 40/- + GST |
| Rs 500001/- and Above Rs 50/- + GST |
| Minimum Rs 25/- +GST |
| For Rs 1000/- Rs 1/-+ GST |
| Maximum Rs 500/- + GST |
| DD /PAY ORDER COMISSION | |
| IBC/OBC | Upto Rs 1000/- is Rs 10/- + GST |
| Rs 1001/- to 2500/- is Rs 15/-+GST |
| Rs 2501/- to Rs 5000/- is Rs 25/- GST |
| Rs 5001/- to 10000/- is Rs 30/- +GST |
| Rs 10,001/- and above per 1000/- is Rs 2.50/- maximum Rs 1700/-+GST |
| Additional Postal Charges should be taken under- 'Postage and Telegram |
| PAY ORDER | Rs. 0.80 paise per Rs. 1000/-+GST |
| Minimum Rs 10/-+GST |
| Maximum Rs. 2500 +GST |
| Solvency certificate | Upto 5 Lacs Rs.500/-+GST Above 5LAcs to 25 Lacs s. 750/-+GST Above 25 Lacs to rs. 50 Lacs Rs.1000/-+GST Above Rs. 50 Lacs to 100LAcs Rs 1500/-+GST Above 100LAcs Rs. 2500/-+GST |
| minimum Rs 250/- +GST Maximum Rs 2500/- |
| Bank Guarantee(ag.Own Fdr) | minimum Rs 500/- per Year , Rs. 1.50% per annum for per hundereds, maximum Rs 2500/-+GST |
| Minimum balance charges | |
| Saving Account | Rs 50/-+GST (quarterly) |
| Current Account | Rs 100/-+GST (Quarterly) |
| Account Closing Charges | |
| Saving Account | Rs 150/-+GST(before 6 months) Rs 100/-+GST (ahead) |
| Current Account | Rs 200/-+GST |
| Duplicate Passbook Charges (under 'Printing and Stationary a/c') | Rs 100/-+GST |
| Duplicate Statement charges (under 'Printing and Stationary a/c') | Rs 15/-+GST per page |
| Processing fee | |
| For Gold Loan, Loan on Fixed Deposit, Loan on National Saving Certificate, Loan on Short term deposit | No Processing Fee |
| Vehicle Loans | 1] 0.50% on sanctioned Loan+GST |
| 2] Minimum Rs 500/-+ GST |
| 3] Maximum Rs 5000/-+GST |
| Other Loans | 1] 1% on sanctioned Loa+GST |
| 2] Minimum Rs 500/-+GST |
| 3] Maximum Rs 10000/-+GST |
| Renewal | 1] 0.25% on sanctioned Loan+GST |
| 2] Minimum Rs 100/-+GST |
| 3] Maximum Rs 5000/-+GST |
| Loan Sanction / Disbursement Visit Charges | Above Lacs Rs. 250/-+GST(quarterly) |
| Cheque Book Issue Charges | |
| Savings, Current and Loan Accounts(under Printing and Stationary a/c) | Micr cheque Rs 3/- per cheque for finance Rs 30/-+ GST per cheque |
| Unused cheque charges at the time of closure | Rs.10/-+GST per instruments |
| Cheque/ECS Return Charges | Outword Clearing Rs 50/-+GST |
| Inward Clearing Rs 200/-+GST |
| Cheque/ECS Return Charges (under other income a/c) | Per Cheque Rs 50/- +GST |
| ECS CHARGES | Nill |
| inward Ecs Mandate | Rs.50/+GST-per instance |
| Cts/NACH Processing charges per instrument | Outward Rs. 1/-+GST Inward Rs. 2/-+GST |
| Locker Operate Charges/ Annual charges depends upon Locker Size | Operating Charges in Rupees (annual) |
| Rs. 500/- | 30/-+GST |
| Rs. 700/- | 40/-+GST |
| Rs. 1000/- | 60/-+GST |
| Rs. 1500/- | 90/-+GST |
| Rs. 2000/- | 120/-+GST |
| Rs. 4000/- | 240/-+GST |
| Rs. 5000/- | 300/-+GST |
| Old Records information | |
| before 12 months | ---- |
| 13 to 60 months | 200/-+GST |
| 60 months and Above | Miminum Rs 300/- maximum Rs 750/-+GST |
| locker break open charges in case of lost of key / Non Payment of rent (Other than company charges) | Rs. 750/-+GST |
| Change of mode of operation / Standing Instruction | Rs.100/-+GST |
| Cash handling charges | |
| saving | No charges upto Rs. 1 Lakh .Above 1 Lakh (In single day) Rs.1 /-per Packet(No. 100)+GST |
| Current a/c | No charges upto Rs. 2 Lakh. Above 1 Lakh (In single day) Rs.2 /-per Packet(No. 100)+GST |
| Sms charges | |
| Saving Account | Rs.15/-+GST (quarterly) |
| Current Account | Rs.25/- +GST(quarterly) |
| PAY ORDER Stop payment / Dulicate / Revalidation / Cancellation | Rs.100/-+GST(Other bank charges) |
| Noc / Signature Verification charges | Rs.100/-+GST |
| Government challan | Rs.100/-+GST |
| NEFT | Other than Saving A/C |
| Upto Rs. 10000/- | Rs 2+GST APPLICABLE |
| Rs.10001/- to 100000/- | Rs.4+GST APPLCABLE |
| Rs.100001/- to 199999/- | Rs.12+GST APPLCABLE |
| USING MOBILE APP(NEFT/IMPS) | FREE |
| RTGS | |
| RS 200000 TO 500000/- | RS 20+GST APPLICABLE |
| ABOVE 500001 | RS 40+GST APPLICABLE |
| NO CHARGES FOR (INWARD) RTGS/NEFT | |
| ATM / Debit Card charges | |
| Loss / damage Reissue | Rs.150/-+GST |
| New issue ( new customer_) / replacement | |
| Yearly service chatges | Rs.125/-+GST |
| Tc Charges | RS.100/- +GST(for 2wheelers) RS.200/-+GST (for 3 Wheelers) Rs.300/-+GST(for 4 Wheelers) |
| Duplicate noc charges(Loan) | Rs.250/-+GST |
| Duplicate FDR Receipt Charges | Rs.100/-+GST |
| Recurring deposit(delay of Installment) | Rs.2.00 +GST per month/ inst. per hundred Advance installment can be adjusted towoards default. |
| Loan Application Form | Rs.50/-+GST per form(Excluding Gold loan, Ad. Ag. Deposit) |
| Defaulters notice charges | |
| Ist notice | Borrower +Gaurantor each person Rs.75/-+GST |
| 2nd notice | Borrower +Gaurantor each person Rs.100/-+GST |
| 3rd Notice | Borrower +Gaurantor each person Rs.125/-+GST |
| 4th And Subsequent notice | Borrower +Gaurantor each person Rs.150/-+GST |
| Gold Auction notice | Borrower Rs.75/-+GST |
| Demand Notice issued by SRO | Borrower +Gaurantor each person Rs.250/-+GST |
| Notice issue u/s 13(2)of SARFAESI ACT | Borrower +Gaurantor each person Rs.1500/-+GST |
| Visit charges per visit to borrower for recovery purpose | Rs.250/-+GST |
| Reconveyance (Release Deed) Charges | Rs.500/-+GST(At The time of a/c closing) |
| Sezing Charges | |
| Two Wheelers | Rs.500/-+GST |
| Three Wheelers | Rs.1000/-+GST |
| Four Wheelers | Rs.1000/-+GST |
| Heavy Vehicle | Rs.1500/-+GST |
| In Case if Cranes | Rs.1000/+GST-and Actual Outsourcing |
| Account operation through power of Attorny | Rs.100/-+GST(on Every Change) |
| CERSAI Charges | Rs.150 /-+GST Per Entry |
| CIBIL Charges | |
| Individuals | Rs.250/-+GST Per Report |
| Commercial(other Than individuals) | Rs.500/-+GSTper Report |